20190067.mp4

This case highlights that agents can be held liable for failing to provide adequate coverage advice when a special relationship is established.

The plaintiff (101 Ocean Blvd., LLC) sued Foy Insurance Group for failing to recommend sufficient insurance coverage to rebuild a hotel, which was destroyed by a fire in 2015. 20190067.mp4

The Supreme Court affirmed a jury verdict finding the insurance agent negligent. The court determined that a "special relationship" existed between the insured (101 Ocean) and the agent (Foy), which created a duty for the agent to advise the insured regarding the necessity of increased coverage to comply with current building codes. This case highlights that agents can be held