Annual Credit Report Wiki Page

: These free reports generally do not include credit scores . Scores are typically available for an additional fee or through separate free monitoring services .

There is only one authorized source for these government-mandated free reports: : AnnualCreditReport.com Phone : 1-877-322-8228 annual credit report wiki

: The official site requires personal identification (Name, SSN, DOB) and "out-of-wallet" security questions to verify identity. Purpose and Consumer Rights : These free reports generally do not include credit scores