Apple Buy Now Pay Later [ 2026 ]

If you are specifically looking to buy a new iPhone, Mac, or iPad, Apple still offers its own dedicated financing through the :

The Future of Financing: Navigating Apple's "Buy Now, Pay Later" Ecosystem

If you have been looking for the proprietary "Apple Pay Later" service in your Wallet app lately, you might have noticed it has disappeared. As of , Apple officially discontinued Apple Pay Later in the U.S. to make way for a more global, third-party integrated approach.

To use these new options, ensure your device is updated to iOS 18 or later.