Automobileinsurance Apr 2026A lack of body shop mechanics has increased the time and cost of repairs. Tariffs on vehicles and the high price of replacement parts for tech-heavy modern cars are driving up claims costs. automobileinsurance Amica and USAA (if you qualify through military service) are frequently tied for the top spot due to high customer satisfaction and claims handling. A lack of body shop mechanics has increased Travelers and Auto-Owners are noted as top choices for drivers looking for lower premiums without sacrificing too much quality. Travelers and Auto-Owners are noted as top choices About 30% of drivers have switched insurers in the last five years, seeing median annual savings of $461 . Geico is often cited as the best for drivers with a less-than-perfect record. The "Flo" Factor: Truth About Discounts Inflation in the used car market means insurers have to pay out more for totaled vehicles. Top Performers (Early 2026 Rankings) | |||||||||||||||||||||||||||||||