: As of late 2025, major agencies like Moody's Ratings upgraded its long-term rating to A3 , citing a very strong asset quality and stable funding profile.

: It holds the highest business customer satisfaction rating in the sector at 94.4% .

: Many tech-savvy users recommend its digital subsidiary, Up , for a more modern mobile experience. Bendigo Bank Reviews 127 - Trustpilot

: The app is frequently described as "boring but good," focusing on a straightforward, functional interface rather than flashy redesigns.