Best Buy Current Financing | Offers

: The standard variable APR is exceptionally high, currently approximately 30.74% . Alternative Financing Options

: If any balance remains after the promotional period (even $1), interest is charged retroactively from the original purchase date. best buy current financing offers

Unlike a true 0% intro APR card, these are plans: : The standard variable APR is exceptionally high,

As of April 2026, Best Buy’s primary financing involves offers through the My Best Buy Credit Card . For a limited time through May 3, 2026 , new cardholders can choose between 15% back in rewards on their first day of purchases or flexible financing. Standard Financing Offers For a limited time through May 3, 2026

: A "no credit needed" lease-to-own option with a 90-day purchase window. Best Buy Credit Card: Rewards & Financing

If you don't want a store credit card, Best Buy integrates with several "Buy Now, Pay Later" (BNPL) services: