These programs are designed specifically for people with bad or no credit. Instead of a standard loan, you "lease" the item until it's paid off.
Some stores specialize in rent-to-own and almost never require a credit check, though the total cost may be higher than buying outright. Financing Your Dream PC: No Credit Needed! - Ftp buy computer no credit check
These services often perform a "soft" credit check that doesn't hurt your score or skip the check entirely for smaller amounts. These programs are designed specifically for people with
: Offers "Pay in 4" options at many major retailers, often with no impact on your credit score. buy computer no credit check