: They act as both the dealer and the lender ("we are the bank"), meaning approvals are based on steady income rather than credit scores.
: They claim to offer a 97% approval rate and include a 3-year warranty on vehicles, which is an attempt to distinguish themselves from other high-risk lots. Regulatory Context and Consumer Risks buy here pay here dunellen nj
: Retailers like Crystal Auto Mall in the immediate Dunellen area may offer traditional financing that, if accessible, often has lower long-term costs than BHPH. : They act as both the dealer and
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