Are you a looking for protection or a dealer looking for compliance?
Prohibits discrimination based on race, religion, age, or marital status during the lending process. buy here pay here regulations
Requires clear disclosure of the Annual Percentage Rate (APR) , total finance charges, and payment schedule before the contract is signed. Are you a looking for protection or a
Most states cap the maximum interest rate a dealer can charge (often between 18% and 30%). total finance charges
If a dealer ignores these, they are likely breaking the law: Refusing to provide a written .
Dealers must maintain a strict information security program to protect customer Social Security numbers and bank info from hackers.