: Redeeming before five years results in a penalty of the last three months of interest.
💡 : If you reach your $10,000 limit, you can still buy additional bonds as gifts for others. These count toward the recipient's annual limit, not yours. If you'd like to proceed with a purchase: Are you buying for yourself or as a gift ? buy savings bonds
: You can buy up to $10,000 of Series I bonds and $10,000 of Series EE bonds per calendar year. Holding Period : You must keep bonds for at least one year . : Redeeming before five years results in a
The option to buy using your federal tax refund was discontinued on January 1, 2025 . All new savings bond purchases must now be electronic through a TreasuryDirect account. If you'd like to proceed with a purchase:
: Once logged in, choose between Series I (inflation-protected) or Series EE (fixed rate) bonds.
: Register at TreasuryDirect with your SSN, a U.S. address, and a checking or savings account.
Do you need the for Series I or EE bonds to help you choose?