When a lender (like a bank or private seller) wants to free up cash, they may sell their mortgage notes at a discount.
Borrowers have stopped paying. These are bought at much steeper discounts, often with the goal of restructuring the loan or foreclosing to take the property. buying discounted notes
You buy a note with a $100,000 balance for $70,000. When a lender (like a bank or private
Borrowers are making regular payments. These offer lower risk and steady, immediate cash flow. 000 balance for $70
You must verify the property's value, the title's clarity, and the borrower's payment history before buying.