Once you hit your limit, you’ll need "Portfolio Lenders" (usually local community banks). They keep the loans on their own books rather than selling them to Fannie Mae, allowing for more flexible terms.
Debt Service Coverage Ratio loans qualify the property rather than you . If the rent covers the mortgage, you can often get the loan regardless of your personal income. 3. Systematic Acquisition (The Funnel) buying multiple rental properties
Most investors use a method called "The Stack," where they double their unit count with each move: start with a single-family home, move to a duplex, then a fourplex, then a 10-unit apartment. Once you hit your limit, you’ll need "Portfolio
Financing changes once you move past your first few properties: If the rent covers the mortgage, you can
How many are you aiming for in your initial "phase one" of scaling?