Buying Second House Mortgage (2025)

Expect a higher bar for approval compared to your first home: 6 Things You Need to Know Before Buying a Second Home

Buying a second home—whether it’s a beach house or a mountain cabin—comes with stricter mortgage rules than your primary residence. Lenders view these as higher risk because, in a financial pinch, people prioritize the roof over their head before their vacation home. buying second house mortgage