To move forward, you will need to gather these specific "papers" for your lender:
: Visit a lender to get a pre-approval letter, which shows sellers you are a serious buyer and confirms your budget. can you buy a house
: Plan for a down payment (typically 3%–20%) and closing costs (usually 2%–5% of the home price). To move forward, you will need to gather
: Once the offer is accepted, schedule a professional home inspection and a bank appraisal to confirm the property's condition and value. : Review and sign your final documents, pay
: Review and sign your final documents, pay your closing costs, and receive the keys to your new home. Essential Documents You'll Need
: Hire a real estate agent to represent your interests, find listings, and handle negotiations.
: Review your credit score (aim for 620+) and calculate how much you can afford for a monthly payment.
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