Car Buying — Deals

Finding the best car buying deals is about timing, financial preparation, and savvy negotiation rather than just finding a low sticker price. This guide outlines how to maximize savings in the current April 2026 market. 1. Master the Timing

: For better long-term health, put 20% down, pay it off in 3 years , and keep monthly payments under 8% of gross income .

Entering a dealership with pre-approved financing gives you leverage to negotiate total cost rather than just monthly payments.

: Sunday typically offers the highest average savings (up to 10% off MSRP), followed by Tuesday in states where Sunday sales are prohibited.

: Know your score early to understand which financing tiers you qualify for. 3. Identify High-Value Incentives New Car Incentives: The Complete Savings Guide - TrueCar

: Shop at the end of the month, quarter, or year when salespeople are motivated to reach sales targets.