Here is everything you need to know about car buying incentives to maximize your savings. 1. Cash-Back Rebates

High-credit scorers can often secure 0% APR for 36 to 72 months.

You can often choose to take the rebate as a check or apply it directly to your down payment. 2. Low-Interest (0%) Financing

Most incentives are regional. A deal in California might not exist in Texas.

"Loyalty" rewards you for staying with the brand; "Conquest" gives you a bonus for switching from a competitor. 💡 Keys to Success

Incentives aren't just for buyers. Manufacturers frequently subsidize leases to keep monthly payments low.