Car Insurance - Oklahoma Rate

Average rates vary significantly by carrier. Based on analyses from Bankrate and NerdWallet , these providers offer some of the most competitive annual rates:

In Oklahoma , the average annual cost for car insurance as of April 2026 is approximately and $560 for minimum coverage . This breaks down to roughly $233 per month for full coverage and $47 per month for minimum liability. Average Rates by Coverage Level (2026) car insurance oklahoma rate

: Offers some of the lowest standard rates, with full coverage averaging around $1,488–$1,705 per year . Average rates vary significantly by carrier

While averages vary by provider and source, current data indicates the following general ranges for Oklahoma drivers: : Ranges from $1,848 to $2,797 per year . Minimum Coverage : Ranges from $463 to $560 per year . Cheapest Insurance Companies in Oklahoma Average Rates by Coverage Level (2026) : Offers