often offer 5% back on rotating quarterly categories like grocery stores or gas stations.
can earn up to 6% back at U.S. supermarkets, where you can buy third-party gift cards for gas, dining, or streaming. : Cards like Discover it® Cash Back Chase Freedom cashback for buying gift cards
: Some credit cards offer more value when you redeem your existing rewards for gift cards instead of statement credits. For example, you might get a $100 gift card for only $80 worth of points, effectively a 20% discount. Advanced Strategies: "Stacking" often offer 5% back on rotating quarterly categories