: Because it lacks the cash-value component of permanent policies, nearly every dollar of your premium goes toward the death benefit.
: Paying your premium once a year instead of monthly can often save you 2% to 5% in administrative fees. Understanding the Risks of "Too Cheap" cheap life insurence
: Generally the least expensive option because it provides coverage for a specific period (e.g., 10, 20, or 30 years). : Because it lacks the cash-value component of