Think of a buy-up plan as upgrading to a premium tier of service. While a standard Cigna Dental plan might cover basic needs, the buy-up version often includes:
A is an enhanced insurance option typically offered through employers that allows you to pay a slightly higher monthly premium in exchange for more comprehensive coverage than a standard base plan. How the "Buy-Up" Works cigna dental buy up plan
: Routine exams, cleanings, and X-rays are typically covered at 100% with no waiting period. Think of a buy-up plan as upgrading to
: The buy-up often adds or increases coverage for major restorative work—like crowns, bridges, or implants —and frequently includes orthodontia benefits for both adults and children. Key Benefits and Features : The buy-up often adds or increases coverage
: Most buy-up options are Cigna Dental PPO (DPPO) plans, meaning you can see any licensed dentist, though you save more by staying in-network.
: You may get up to $2,000 or $3,000 in total annual benefits, compared to lower limits on base plans.