Credidt*report

: A list of everyone who has accessed your report in the last two years. This includes "hard" inquiries (when you apply for credit) and "soft" inquiries (like pre-approved offers).

While formats vary between the three major bureaus (Experian, Equifax, and TransUnion), most reports include these five categories: credidt*report

: Your name, current and former addresses, date of birth, Social Security number, and employment history. : A list of everyone who has accessed

: Information from collection agencies regarding unpaid or past-due debts. Maintaining a Healthy Report : Information from collection agencies regarding unpaid or

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: Legal filings such as bankruptcies. Note that while tax liens were previously common, many bureaus have reduced their reporting of these.