Information from court filings, primarily bankruptcies .
The core of the report. It lists credit cards, mortgages, auto loans, and student loans, including account balances, credit limits, and payment history.
While each bureau may format data differently, most reports include these five categories: credit*record
Occur when you apply for credit and can slightly lower your score.
Accounts that are significantly past due and have been sent to internal or external collection agencies. How to Get Your Free Report Information from court filings, primarily bankruptcies
Occur when you check your own report or for pre-approved offers; these do not affect your score.
Full name, aliases, Social Security number, date of birth, current and past addresses, and employer history. While each bureau may format data differently, most
A credit report is a detailed record of your , primarily documenting how you manage and repay debt. In the United States, it is compiled by three major nationwide credit bureaus: Equifax , Experian, and TransUnion . What is in Your Credit Report?