Credit*rreport -

: A log of every time a lender has requested your file. "Hard" inquiries from loan applications can temporarily dip your score, while "soft" inquiries (like checking your own rate) do not.

: Primarily focuses on bankruptcies; however, recent regulatory changes have significantly reduced the inclusion of tax liens and civil judgments. credit*rreport

: How promptly a business pays its suppliers and vendors. : A log of every time a lender has requested your file

: Your name, Social Security number, birth date, and a history of current and former addresses. Social Security number