Dc Home Buying Programs · Direct Link

HPAP is the cornerstone of D.C.’s housing assistance, providing "gap financing" for low- to moderate-income residents.

: Up to $202,000 for a down payment and a separate $4,000 for closing costs. Structure : A 0% interest, deferred loan. dc home buying programs

: No monthly payments are required. The balance is due only when the home is sold, refinanced for equity, or ceases to be a primary residence. HPAP is the cornerstone of D

For those who exceed HPAP income limits or need a faster process, DC Open Doors is a highly accessible option through the D.C. Housing Finance Agency (DCHFA) . : No monthly payments are required

: Must be a first-time homebuyer (no ownership in 3 years), a D.C. resident (priority given), and meet income limits based on household size.

: Payments are deferred for five years, followed by a 40-year principal-only repayment period.