: Never confirm your Social Security number or bank details until you have verified the debt in writing.
If you receive a call from an unfamiliar number claiming to be a debt collector: debtcollectorphonenumber
: Use AnnualCreditReport.com to see if the debt appears on your official records. 🚫 What Debt Collectors Cannot Do : Never confirm your Social Security number or
If a debt collector calls you, knowing your rights is the best way to handle the situation and protect yourself from potential scams. Legitimate debt collectors must follow the Fair Debt Collection Practices Act (FDCPA) . 🛡️ Quick Steps to Verify a Collector Legitimate debt collectors must follow the Fair Debt
: Request the caller’s full name, company name, street address, and a callback number.
: Legally, they must provide the amount owed and the name of the original creditor within five days of first contact.
Under federal law, debt collectors are strictly prohibited from certain behaviors: Know your rights when a debt collector calls