: Note that minimum payment percentages have been gradually increasing; for example, the rate rose to 4.5% in 2024 and reached 5.0% in 2025. Shift to New Financing
: There is generally no annual fee for primary cardholders, though a $35 fee may apply to Quebec residents.
: This partnership officially took effect on April 15, 2015 , after Best Buy ended its previous agreement with Chase Canada . desjardins best buy
The relationship between and Best Buy Canada has been a significant point of discussion because of the long-term partnership involving the retailer's private-label credit cards and financing options. Partnership Overview
: Desjardins manages the private-label credit card portfolio for both Best Buy and its subsidiary, Future Shop , in Canada. : Note that minimum payment percentages have been
: Unlike many rewards-heavy cards, the Desjardins Best Buy card focuses on Accord D financing , which provides a second credit limit specifically for larger purchases with varied interest rates. Key Card Details
: The standard annual interest rate is typically 19.90% for everyday purchases, though financing plans like Accord D can range up to 21.90% . The relationship between and Best Buy Canada has
While Desjardins continues to manage existing card portfolios, Best Buy Canada has increasingly promoted Best Buy Financing with Fairstone for new point-of-sale and online financing needs. Desjardins has also indicated on its own Card Management Portal that certain private-label and co-branded cards are no longer open to new applicants.