The federal government provides block grants to states and municipalities through the . Local agencies use these funds to create:
: Most programs are capped at 80%–120% of the Area Median Income (AMI). federal home buying grants
: Allows low-income families to use their federal housing vouchers toward monthly mortgage payments and other homeownership expenses. The federal government provides block grants to states
: Offers 100% financing (no down payment) for low- and moderate-income households in eligible rural areas. and EMTs in revitalization areas.
: Mandatory completion of a HUD-approved homebuyer education course. Home buying assistance | USAGov
: Managed by HUD, this program provides a 50% discount on the list price of a home for law enforcement officers, teachers, firefighters, and EMTs in revitalization areas.