: Limited to low-to-moderate-income borrowers buying in eligible geographic zones.
: Promotes homeownership in designated rural and some suburban areas. federal mortgage
: Minimum credit score of 580 with a 3.5% down payment , or 500 with a 10% down payment . federal mortgage
: Assists low-to-moderate-income families and first-time homebuyers. federal mortgage
: Offers 100% financing (no down payment) with lower mortgage insurance costs than FHA loans. Key Benefits Different types of government-backed home loans
: Typically requires no down payment and no private mortgage insurance (PMI) . USDA Loans (U.S. Department of Agriculture) :