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: Visit banks or credit unions, such as Navy Federal Credit Union , for preapproval before hitting the dealership. This gives you a "blank check" and prevents being upsold.
: Aim for a 20% down payment for new cars and at least 10% for used cars. financial help buying a car
: A car that is 2–3 years old often offers the best value because it has already undergone its steepest depreciation but remains reliable. : Visit banks or credit unions, such as
: Set up automatic transfers to a dedicated savings account to reach your goal faster. 3. Find the Best Financing Deal : Visit banks or credit unions
: Don't just settle for the sticker price. Haggle with the salesperson and compare prices between different lots for leverage.