Ga Dream Home Buyer Program Direct

A minimum middle credit score of 640 is required.

Up to $12,500 (or 6% of the purchase price) for public service employees, including healthcare workers, teachers, law enforcement, and active military. ga dream home buyer program

Assistance is provided as a . You do not make monthly payments on this loan; instead, it is repaid when you sell the home, refinance the primary mortgage, or move out. A minimum middle credit score of 640 is required

You must complete a DCA-approved homebuyer education course . 3. Income and Purchase Price Limits You do not make monthly payments on this

The , managed by the Georgia Department of Community Affairs (DCA) , provides low-interest, 30-year fixed-rate mortgages and down payment assistance (DPA) to help low-to-moderate-income Georgians buy their first home. 1. Down Payment Assistance (DPA) Options

Limits vary by county. For the metro area: Max Purchase Price: $425,000.

Up to $10,000 (or 5% of the purchase price, whichever is less) for any eligible homebuyer.