When you use a BNPL service at checkout, the provider pays the merchant for your purchase upfront. You then repay the provider, usually in over six weeks, often without interest if paid on time. Popular Platforms & Their Strengths Klarna : Highly rated for fashion and luxury purchases.
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: Often chosen for high-ticket items (like furniture or electronics) with longer repayment terms. When you use a BNPL service at checkout,