This is the city's flagship program, offering up to $80,000 for eligible low-to-moderate-income families to cover down payments, closing costs, and interest rate buy-downs.
A collaboration between DreamKey Partners and True Homes offering up to $95,000 in down payment assistance for specific neighborhoods like Clarks Village or Wabash Avenue. home buying programs in charlotte nc
Offers a comprehensive path to homeownership for families earning at least $45,000 but no more than 80% of the Area Median Income (AMI). NC Home Advantage Mortgage - NCHFA This is the city's flagship program, offering up
Generally capped at $365,000 for existing homes. NC Home Advantage Mortgage - NCHFA Generally capped
Charlotte, North Carolina, offers a robust selection of home buying programs ranging from city-funded grants to statewide mortgage assistance. These programs are often designed for first-time buyers but include special tiers for "Community Heroes" like teachers and first responders. Local Charlotte Programs