Home Equity Rate (QUICK × 2026)

: Currently steady at 6.75% , which serves as the base for most variable rates.

: 7.37% (Curinos) to 7.91% (Bankrate).

National average home equity rates in are currently holding near three-year lows, typically ranging between 7.09% and 8.06% depending on the product type. Current Rate Overview (April 2026) HELOC Average Rate : 7.09% (Bankrate) to 7.24% (Curinos). home equity rate