While some lenders accept scores of 620, many require at least 640 to 680 for a second home, with higher scores (720+) yielding much better interest rates.
Expect to put down at least 10% to 20% for a second home, and often 20% to 25% if it's strictly an investment property. how to buy a second home to rent
Financing a rental property is more strenuous than a primary home because lenders view these loans as higher risk. While some lenders accept scores of 620, many