How To Buy Medicare Part A Apr 2026

If you do not qualify for premium-free Part A, your monthly premium depends on how long you or your spouse worked and paid Medicare taxes in the U.S.: Work History Credits 2026 Monthly Premium (7.5 to 10 years) $311 per month Fewer than 30 quarters (Less than 7.5 years) $565 per month 🗓️ Step 3: Enroll During the Right Window

While 99% of beneficiaries receive Part A for free because they or their spouse paid Medicare taxes for at least 10 years (40 quarters), those who do not meet this work history can purchase it if they meet the strict eligibility rules outlined below. 📋 Step 1: Confirm Your Eligibility to Buy Part A

⚡ If you have to buy Part A, you must also sign up for Medicare Part B and pay the monthly Part B premium. You cannot buy Part A by itself. 💰 Step 2: Know the Costs (2026 Rates) how to buy medicare part a

Available if you are still working and covered by a qualifying employer group health plan. 2026 Medicare Parts A & B Premiums and Deductibles - CMS

If you miss your IEP, you can sign up between January 1 and March 31 each year. Your coverage will begin the first day of the month after you sign up. If you do not qualify for premium-free Part

, and your premium-free Part A ended because you returned to work.

AND a U.S. citizen or a legal permanent resident (green card holder) who has lived in the U.S. continuously for at least 5 years. 💰 Step 2: Know the Costs (2026 Rates)

.