ACEP ID:
: Unlike standard health plans, these pay a one-time lump sum (e.g., ₹50 lakh or ₹1 crore) as soon as you are diagnosed with MS. This money can be used for anything— home modifications, debt repayment, or replacing lost income .
: Room rent, ICU charges, and doctor fees during a relapse.
Navigating insurance with Multiple Sclerosis (MS) requires understanding two distinct types of coverage: , which pays for hospital bills, and Benefit (Critical Illness) Insurance , which provides a lump sum upon diagnosis. 1. Types of Insurance for MS