Managing your financial health starts with understanding your credit history. Under federal law, every consumer is entitled to view the data that lenders use to evaluate their creditworthiness. 1. How to Access Your Official Free Credit Report
: Download and complete the Annual Credit Report Request Form and mail it to: my free credit report
Your credit report is a detailed record of your borrowing behavior. It typically includes: Free Credit Reports - FTC Consumer Advice my free credit report
: AnnualCreditReport.com is the only website authorized by the federal government to provide these free reports. my free credit report
The Fair Credit Reporting Act (FCRA) mandates that the three major nationwide credit bureaus—Equifax, Experian, and TransUnion—provide you with a free copy of your credit report.