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In the end, Marco managed to find a policy that balanced his budget with the protection he needed for the busy Turnpike commutes.
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Meet Marco, a lifelong resident of Jersey City who just got a reminder that living in the Garden State comes with a "Garden State tax"—his new car insurance premium. In the end, Marco managed to find a
Marco opened his mail to find his rates had jumped by over 10% for 2026, a trend hitting drivers across the state. Like many, he was feeling the squeeze from New Jersey's recent mandate that raised minimum liability coverage limits to $25,000 per person, with another hike to $35,000 scheduled for January 2026. Learn more NJDOBI | Controlling the Cost of