If your car is "totaled" after an accident, you can often "buy it back" from the insurance company.

: Only engage if you were already planning to trade in. Always check your car's value on CarMax or Carvana first to see if the dealer's "special offer" is actually competitive. 🛠️ 3. Insurance Salvage Buy Back

: They aren't doing you a favor; they want your trade-in to sell for a profit and want to sell you a new vehicle.

: A proper offer should include the full purchase price, taxes, and fees, minus a "usage fee" for the miles driven before the defect started.

: This is almost always a sales tactic to get you into a new loan.

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