: HUD offers a massive 50% discount on the list price of homes in "revitalization areas" for teachers, law enforcement officers, firefighters, and EMTs.
: Perfect for first-timers or those with lower credit scores. You can get in with as little as 3.5% down . programs to help buy a house
These are the most common entry points for buyers who haven't saved a full 20% down payment. : HUD offers a massive 50% discount on
Certain careers or life situations open doors to specific grants. These are the most common entry points for
If you qualify for these, you can skip the years of saving for a down payment entirely.
: Some conventional loans only require 3% down if you're a first-time buyer. 2. Zero Down Payment Options
: Some states offer Mortgage Credit Certificates (MCCs) that give you a dollar-for-dollar reduction in your federal taxes based on the interest you pay.