Pullcreditreport

Can lower a credit score by approximately per inquiry.

Occurs during background checks, pre-approvals, or when an individual checks their own score. Does impact your credit score. pullcreditreport

"Pulling a credit report" refers to the process of a person or business requesting a copy of an individual's credit history from a credit bureau. This action is categorized into two distinct types: (which do not affect credit scores) and hard pulls (which can cause a temporary dip in scores). Types of Credit Pulls Soft Credit Pull Can lower a credit score by approximately per inquiry