Structured Settlements — Selling

Selling a structured settlement allows you to exchange future periodic payments for an immediate cash lump sum. This guide covers the process, legal requirements, and key financial factors for 2026.

You do not have to sell your entire settlement. Options include: selling structured settlements

You sell payments for a specific period (e.g., the next 5 years), after which regular payments resume. Selling a structured settlement allows you to exchange

A structured settlement typically comes from a legal victory (e.g., personal injury, medical malpractice) where you receive payments over time through an annuity. Selling these rights to a provides liquid capital for immediate needs like buying a home, paying medical bills, or clearing debt. 2. Your Selling Options Options include: You sell payments for a specific

You sell all remaining future payments for a maximum upfront lump sum.

You sell a portion of each upcoming payment (e.g., 50% of every monthly check) for a set duration. 3. The Step-by-Step Process Selling Your Structured Settlement Payments - Annuity.org