Should I Buy Disability Insurance -

His credit card balances climbed as he struggled to pay for "rehabilitation services and adaptive equipment". The Turning Point

He had to withdraw from his retirement savings to cover rent and medical bills, a move that experts warn can reduce a future "nest egg" by nearly half. should i buy disability insurance

Elias eventually recovered, but the financial scars lasted years. He realized that while he had insured his car and apartment, he had failed to insure his "most valuable asset"—his ability to earn. People Aren't Buying Disability Insurance, But They Should His credit card balances climbed as he struggled

Since he couldn't work, his $5,000 monthly income stopped instantly. He realized that while he had insured his

Meet Elias. At 32, Elias was hitting his stride as a graphic designer. He had a solid "nest egg", a cozy apartment, and a weekend habit of mountain biking that kept him sharp. He often saw the "voluntary benefit" for disability insurance during open enrollment but always skipped it, thinking he was "young and healthy" and that such things only happened in "freak accidents".