Spouses Buying Houses Page

: Lenders consider both incomes, which usually qualifies you for a larger loan. However, they typically use the lower of the two credit scores to determine interest rates.

: A common guideline for safe homebuying is ensuring the monthly payment is no more than 30% of gross income, having 30% of the home price in savings (for down payment and reserves), and limiting the total price to 3x annual income. spouses buying houses

Personal Finance for Couples: Managing Joint Finances - DFPI : Lenders consider both incomes, which usually qualifies