Do the drive during rush hour before making an offer.
You’ll typically need 2% to 5% of the purchase price upfront for taxes, lender fees, and title insurance. 2. The Unchangeable Factor: Location
Is there enough closet space, or a pantry for your kitchen gadgets? things to think about when buying a house
The sticker price is just the beginning. When calculating what you can afford, look beyond the monthly mortgage payment:
How many years of life are left? Replacing a roof is a massive, immediate expense. Do the drive during rush hour before making an offer
Don’t be swayed by trendy paint colors or high-end furniture—those leave with the seller. Focus on the "bones" of the house: Does the floor plan make sense for your daily habits?
Avoid "quirky" houses that require a very specific type of buyer unless you plan on living there forever. 6. The Neighborhood Vibe The Unchangeable Factor: Location Is there enough closet
Rates vary wildly based on location (flood zones, fire risk, etc.).