: Today's 30-year refinance rates are averaging higher than purchase rates at roughly 6.40% to 6.68% .
AI responses may include mistakes. For financial advice, consult a professional. Learn more Compare current mortgage rates for today - Bankrate today mortgage rate
: The 30-year conventional rate saw a minor dip of approximately 3 basis points from the previous day. : Today's 30-year refinance rates are averaging higher
: According to Freddie Mac , rates are currently at their lowest levels observed in the last three spring homebuying seasons. Learn more Compare current mortgage rates for today
Note: Rates vary based on credit score, down payment, and location.
As of today, , the average interest rate for a standard 30-year fixed mortgage is 6.253% . Rates have slightly decreased over the last 24 hours but remain significantly lower than this time last year. Today's National Average Mortgage Rates Interest Rate 30-Year Fixed 15-Year Fixed 30-Year Jumbo 30-Year FHA 30-Year VA 5/1 ARM (Intro) Sources: Fortune , Bankrate Current Market Trends
: Housing economists generally expect rates to remain above 6% for the remainder of 2026, though a Federal Reserve rate cut could provide further downward pressure. Top Lender Offers Today 30-Year Fixed Rate 15-Year Fixed Rate U.S. Bank Wells Fargo Bank of America Associated Bank
