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Ask how old it is. If it’s over 15–20 years, you’re looking at a major expense soon.

Test the AC, turn on the heaters, and check the water pressure. Old pipes or a dying furnace are instant deal-breakers (or negotiation points).

You can change a "hideous" carpet or "ugly" wallpaper in a weekend. You cannot easily move a kitchen to the other side of the house. Look past the staging and focus on the flow. Does the floor plan actually work for your daily life? 3. The Neighborhood Vibe

Your mortgage payment isn't just the loan. When looking at a home, factor in: These can vary wildly by zip code. Homeowners Insurance: Get a quote early.

First-time buyers often forget to check closet space. Open every door. If you’re moving from an apartment, you likely have more "stuff" than you realize. Make sure there’s a spot for the vacuum, the Christmas tree, and your winter coats. 5. Your "Total" Monthly Cost

Look for cracks in the drywall or basement walls. If the house feels like it’s leaning, walk away. 2. Layout Over Aesthetics