: Scammers often spoof caller IDs to make it appear as though a legitimate bank is calling. Safety Best Practices
While the portal itself is legitimate, the generic term "Card Member Services" is frequently exploited by scammers. cardmemberservices.com
: Elan partners with various institutions—such as Fidelity, Kroger, and local credit unions—to manage their credit card portfolios, including underwriting and customer service. : Scammers often spoof caller IDs to make
Is that a legit credit card company calling, or just another scam? cardmemberservices.com
: Legitimate issuers like Elan or Discover will never call to ask for your full credit card number, CVV, or expiration date to "lower your interest rate".