Cell Phone Providers That Buy Out Contracts Apr 2026

The new carrier sends a virtual prepaid card to pay off the old debt, typically within 4–6 weeks. Critical Tips & Potential Pitfalls

You pay for a new device on a payment plan or bring your own phone (depending on the specific offer). cell phone providers that buy out contracts

Widely regarded as having the most aggressive "Keep and Switch" and "Carrier Freedom" programs. They can pay off up to $800 per line (max 4 lines) in remaining device financing balances, or up to $650 per line for early termination fees (ETFs). The new carrier sends a virtual prepaid card

You must pay the final bill to your old provider first. The new provider pays you back later. They can pay off up to $800 per

You sign up for a new plan with the new carrier.

Offers to pay off device balances up to $500 per line (max 5 lines), totaling up to $2,500 for switching families. How Contract Buyouts Work

Offers a "switch and save" program that can pay up to $650 per line to cover your old contract fees or device payment plans.